Prudence is a virtue. As the world reels from the financial crisis, we would do best to change our spending and saving habits. Save more; spend less. Business can benefit everyone when we do things mindfully. Thinking about the positive impact enterprise can have can motivate us to better our lives, and those of others.

But take heed. Max Ehrmann says:

Exercise caution in your business affairs, for the world is full of trickery.

Identity theft and online scams are just a few modern-day ways people try to pull the wool over your eyes. Mindfulness and awareness can keep us focused on our goals while sharpening our senses toward the ill-of-heart!